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Which Hedge Instant Quote markets will quote this risk

POST
/broker/appetite/instant
curl --request POST \
--url https://api.hedgespecialty.com/api/v1/broker/appetite/instant \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--data '{ "state": "example", "lines": [ "example" ], "naics": "example", "description": "example" }'

The broker portal wizard’s own read (“Markets that fit”): the Hedge Instant Quote programs that will prepare and quote these lines for this state and class. API files reach these markets only; binding and specialty markets are reached by email (email_us). Read scope.

class is the class Hedge would use for carriers that pick theirs from a list Hedge ranks (Coterie, LIO, Blitz), given naics and description. After create Hedge suggests it on the file and you confirm it.

Media typeapplication/json
object
state
required

Two-letter risk state.

string
lines
required

Lines of coverage (canonical slugs or common aliases).

Array<string>
>= 1 items <= 20 items
naics

Six-digit NAICS. Strongly recommended: markets that class by NAICS need it.

string
description

What the business does.

string
<= 2000 characters
Examplegenerated
{
"state": "example",
"lines": [
"example"
],
"naics": "example",
"description": "example"
}

The instant markets, or where to email when none fits

Media typeapplication/json
object
instant_available
required
boolean
instant_markets
required
Array<object>
object
program_id
required
string format: uuid
program
required

The program’s name.

string
market_id
required
string format: uuid
market
required

The market (carrier) name.

string
lines
required

The requested lines this program writes.

Array<string>
asks_class
required

The carrier’s application asks for a class: Hedge suggests one after create and you confirm it.

boolean
class

The class Hedge would use for this carrier (its ranking of the carrier’s class list) when naics and description are given; null for carriers that ask the class as a question.

object
suggested
object
value

The carrier’s class value.

label
string
alternatives
Array<object>
object
value
label
string
email_us

Set when instant_available is false.

object
address
required

Hedge’s submissions inbox.

string
what_to_include
required

The ACORD set for the lines, the Hedge supplementals that apply, and the facts to state.

Array<string>
Examplegenerated
{
"instant_available": true,
"instant_markets": [
{
"program_id": "2489E9AD-2EE2-8E00-8EC9-32D5F69181C0",
"program": "example",
"market_id": "2489E9AD-2EE2-8E00-8EC9-32D5F69181C0",
"market": "example",
"lines": [
"example"
],
"asks_class": true,
"class": {
"suggested": {
"value": "example",
"label": "example"
},
"alternatives": [
{
"value": "example",
"label": "example"
}
]
}
}
],
"email_us": {
"address": "example",
"what_to_include": [
"example"
]
}
}

Invalid body, or {code: unknown_lines}